A2: This policy applies to all departments and employees within the company who are engaging in or considering any form of donation-based crowdfunding to support projects, initiatives, or causes affiliated with Boreyroth Group, Inc.

A3: Initiatives must align with the company's strategic goals and core values, ensure transparency, comply with legal requirements, and establish financial oversight.

A4: Proposals must be submitted to the Donation-Based Crowdfunding Committee with detailed project descriptions and budgets. These are evaluated for alignment with company strategy, feasibility, and impact before being endorsed by the Senior Management Team.

A5: All funds raised are kept in distinct accounts separate from the company's operating funds, subjected to regular audits, and reported periodically in compliance with standard accounting practices.

A6: If 7 to 30 days have passed since receiving donations and the total reaches up to $100, the funds will be automatically processed and released to the member.

A7: Only registered and verified members who have engaged in donation-based crowdfunding activities and have donations that comply with or exceed $100.

A8: Members submit a request form, which is then verified for eligibility and reviewed by the financial department before disbursement within 1-7 business days.

A9: Members must use funds according to the objectives specified in their crowdfunding campaign. Misuse may lead to penalties such as revocation of membership.

A10: Any amendments to the policy are communicated to members through official channels to ensure everyone is informed about the updates and changes.

A11: Promotions must reflect the company's branding and values, be truthful, and respect intellectual property rights.

A12: The company conducts continuous monitoring, risk management analyses, and regular policy reviews to ensure adherence and respond proactively to any issues.

A13: Yes, the company provides necessary training and resources to ensure all teams understand and can effectively execute their roles in compliance with this policy.

A14: Refunds can be requested for various reasons including the failure of a project to meet its funding goal, fraud, misuse of funds by the campaign creator, or cancellation of the project by the creator before the funding period expires.

A15: Our platform specifically handles donation-based funding, which is the primary type eligible for refunds under the conditions outlined in our refund policy.

A16: Refund requests must be submitted within 30 days from the closure of the campaign or from when the issue warranting a refund was identified.

A17: To initiate a refund, you need to fill out a refund request form available on our platform or send a detailed request via email to our designated support contact, which can be found on our Contact Us page.

A18: You'll need to provide proof of the transaction and any communication that supports your claim.

A19: The verification and processing of a refund request can take up to 10-15 business days after submission. We verify all details meticulously to ensure legitimacy.

A20: If a project fails to meet its funding goal by the predefined deadline, donors are eligible for a full refund unless otherwise stated in the campaign details.

A21: Yes, certain fees like transaction or processing fees may not be refundable. This will be clearly stated in the transaction details.

A22: Yes, misuse of funds is a valid condition for a refund. If it is determined that funds have not been used for their stated purpose as per the campaign description, donors are eligible for a refund.

A23: Refunds are generally processed using the original mode of payment used during the transaction.

A24: Once a refund request is approved, the refund is typically processed and credited back to the original mode of payment within 5-7 business days.

A25: If you contest a refund decision, you may contact our support team for further discussion. If unresolved, the matter can escalate according to our dispute resolution procedures.

A26: Generally, changes to the refund policy will not apply retroactively. However, any donations made after the effectivity date of the new policy will be governed by the updated terms.

A27: All users are informed about the refund policy during the signup process, and detailed FAQs and policy pages are available on our website.

A28: We utilize technology to automate and manage refund requests, ensuring timely processing and reducing the chance of errors.

A29: Debt crowdfunding at Boreyroth Group, Inc involves soliciting small to medium-sized loans from a multitude of lenders via online platforms, which the company repays over time with interest.

A30: This policy applies to all corporate functions of the Company, including departments such as finance, legal, and marketing, which directly engage in debt crowdfunding activities.

A31: Proposals begin with an initial proposal detailing purpose and financial projections, undergo departmental reviews for feasibility and legality, and require final approval from the Board of Directors or a designated senior management committee.

A32: We offer: • Short-term Crowdfunding Notes: Up to 6 months, typically for urgent financial needs. • Long-term Crowdfunding Notes: Up to 24 months, used for larger or long-term projects.

A33: Interest rates vary based on the credit grade of the debt issue, ranging from 4% for very low-risk grades to over 15% for extremely high-risk grades.

A34: Fees range from 1% to 7% of the loan amount depending on the risk associated with the loan grade.

A35: Risk indicators classify the likelihood of default, ranging from very low risk (Grade A) to extremely high risk (Grade F). These indicators help investors assess the level of risk associated with each loan.

A36: Investors should align their risk tolerance with the grade and risk indicators of the crowdfunding note. They should also consider fees as part of the overall potential return on their investment.

A37: In case of default, the invested capital may be at risk. While the Company strives for diligent borrower selection and compliance, it does not insure loans and cannot guarantee repayment of all crowdfunded loans.

A38: The Company adheres strictly to regulatory standards as part of debt crowdfunding activities, incorporating legal advice and compliance checks at each step of the approval process.

A39: The policy is reviewed annually or as necessary in response to changes in the market conditions, legal requirements, or company strategy. Changes are formally approved and communicated accordingly.

A40: Investor protection is addressed through strict adherence to policy guidelines, vetting processes for borrower proposals, regular updates on financial health, and transparent communication about risks and returns.

A41: Lenders should be legally competent and of legal age to form contracts. They must also comply with know-your-customer (KYC) and anti-money laundering (AML) requirements as mandated by law.

A42: Yes, international investors can participate, provided they adhere to their local jurisdiction's laws and the regulatory guidelines of the host country.